Home PakistanEasypaisa Digital Bank Reports 45.6% Increase in Profit, Reaches Rs. 5.65 Billion in Nine Months

Easypaisa Digital Bank Reports 45.6% Increase in Profit, Reaches Rs. 5.65 Billion in Nine Months

by Mahnoor Arif

Easypaisa Digital Bank has achieved strong financial results, reporting a profit before tax of Rs. 5.65 billion for the nine months ending September 30, 2025. This marks a 45.6% increase from Rs. 3.88 billion recorded during the same period last year, showing the bank’s steady progress in Pakistan’s growing digital finance sector.

The growth was mainly supported by higher customer deposits, increased digital lending, and a strong performance in fee-based income from services such as payments, insurance, and collections. Easypaisa’s continuous efforts to promote financial inclusion and expand access to digital banking have helped it attract more users across the country.

The bank’s financial indicators also showed improvement. Customer deposits rose to Rs. 109.6 billion, reflecting growing trust among users, while total advances reached Rs. 26.14 billion, showing confidence in Easypaisa’s lending operations. Despite expansion efforts, operating expenses grew only slightly, allowing the cost-to-income ratio to improve to 69.91%.

Easypaisa remains focused on making digital financial services accessible to more Pakistanis, especially in rural and underserved areas. By investing in technology and customer experience, the bank aims to strengthen its leadership in Pakistan’s fintech industry.

With its strong financial performance and growing customer base, Easypaisa continues to play a vital role in driving digital transformation and financial empowerment in Pakistan, setting a positive example for the future of digital banking in the country.

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